:root {
  --ink: #172033;
  --muted: #5f6b7a;
  --line: #d9dee7;
  --paper: #f5f7fb;
  --brand: #0d5f73;
  --brand-dark: #083f4d;
  --gold: #d3a33b;
  --white: #ffffff;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  color: var(--ink);
  font-family: Georgia, "Times New Roman", serif;
  background: var(--paper);
}

a {
  color: inherit;
}

.topbar {
  min-height: 76px;
  padding: 18px clamp(20px, 6vw, 80px);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  background: var(--white);
  border-bottom: 1px solid var(--line);
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
}

.brand-mark {
  width: 44px;
  height: 44px;
  display: grid;
  place-items: center;
  color: var(--brand-dark);
  background: linear-gradient(135deg, #f1d27c, var(--gold));
  border-radius: 6px;
  font: 700 26px/1 Georgia, "Times New Roman", serif;
}

.brand strong,
.brand small {
  display: block;
}

.brand small {
  color: var(--muted);
  margin-top: 2px;
}

.nav {
  display: flex;
  gap: 22px;
  font-family: Verdana, Geneva, sans-serif;
  font-size: 14px;
}

.nav a,
.footer a {
  text-decoration: none;
  color: var(--muted);
}

.hero {
  min-height: calc(100vh - 76px);
  padding: clamp(44px, 8vw, 92px) clamp(20px, 6vw, 80px);
  display: grid;
  grid-template-columns: minmax(0, 1.4fr) minmax(280px, 0.6fr);
  gap: clamp(28px, 6vw, 72px);
  align-items: center;
  background:
    linear-gradient(110deg, rgba(13, 95, 115, 0.92), rgba(8, 63, 77, 0.88)),
    radial-gradient(circle at 72% 24%, rgba(211, 163, 59, 0.28), transparent 32%),
    var(--brand-dark);
  color: var(--white);
}

.eyebrow {
  margin: 0 0 12px;
  font: 700 12px/1.4 Verdana, Geneva, sans-serif;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--gold);
}

h1,
h2,
h3,
p {
  margin-top: 0;
}

h1 {
  max-width: 760px;
  margin-bottom: 18px;
  font-size: clamp(42px, 7vw, 86px);
  line-height: 0.95;
}

h2 {
  font-size: clamp(30px, 4vw, 52px);
  line-height: 1.05;
}

h3 {
  font-size: 22px;
}

.lead {
  max-width: 680px;
  color: rgba(255, 255, 255, 0.88);
  font-size: 21px;
  line-height: 1.55;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 30px;
}

.button {
  padding: 14px 18px;
  border: 1px solid rgba(255, 255, 255, 0.38);
  border-radius: 6px;
  font: 700 14px/1 Verdana, Geneva, sans-serif;
  text-decoration: none;
}

.button.primary {
  color: var(--brand-dark);
  background: var(--gold);
  border-color: var(--gold);
}

.button.secondary {
  color: var(--white);
}

.hero-panel {
  padding: 26px;
  display: grid;
  gap: 10px;
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.24);
  border-radius: 8px;
  backdrop-filter: blur(8px);
}

.hero-panel span {
  color: rgba(255, 255, 255, 0.68);
  font: 700 12px/1.3 Verdana, Geneva, sans-serif;
  text-transform: uppercase;
}

.hero-panel strong {
  margin-bottom: 14px;
  font-size: 18px;
}

.section {
  padding: clamp(42px, 7vw, 86px) clamp(20px, 6vw, 80px);
}

.section-title {
  max-width: 760px;
  margin-bottom: 28px;
}

.grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
}

.card {
  min-height: 210px;
  padding: 26px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 8px;
}

.card p,
.compliance-list p,
address,
.legal p {
  color: var(--muted);
  font-size: 17px;
  line-height: 1.6;
}

.compliance {
  display: grid;
  grid-template-columns: 0.8fr 1.2fr;
  gap: 34px;
  background: var(--white);
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}

.contact {
  display: grid;
  grid-template-columns: 0.8fr 1.2fr;
  gap: 34px;
}

address {
  font-style: normal;
}

.footer {
  padding: 24px clamp(20px, 6vw, 80px);
  display: flex;
  justify-content: space-between;
  gap: 18px;
  background: var(--brand-dark);
  color: var(--white);
}

.footer nav {
  display: flex;
  gap: 18px;
}

.footer a {
  color: rgba(255, 255, 255, 0.78);
}

.legal {
  max-width: 880px;
  padding: 58px clamp(20px, 6vw, 80px);
}

.legal h1 {
  color: var(--ink);
  font-size: clamp(36px, 6vw, 64px);
}

.legal h2 {
  margin-top: 32px;
  font-size: 26px;
}

@media (max-width: 820px) {
  .topbar,
  .footer {
    align-items: flex-start;
    flex-direction: column;
  }

  .hero,
  .compliance,
  .contact,
  .grid {
    grid-template-columns: 1fr;
  }

  .nav {
    width: 100%;
    justify-content: space-between;
  }

  .hero {
    min-height: auto;
  }
}